We know firsthand how furry friends change lives.

Guide Dogs Pet Insurance Policies

Compare our great value cover options, and choose the cover that best suits your needs and budget.

Need more information? Check out our dog insurance plans, cat insurance plans and Registered Guide Dogs insurance plans.

What’s Covered for Dogs and Cats Premium Care Comprehensive Care Basic Care
Claim up to (yearly)1 $20,000 $15,000 $15,000
Illness
Accidental Injury
Eligibility 8 weeks – younger than 9 years 8 weeks – younger than 9 years 9 years and over
Benefit Percentage2 85% 80% 75%
Excess Options $0, $50 $0, $50 $0, $100
Routine Care Optional Extra No No
Cruciate Ligament Conditions (6 month waiting period – may be waived on application) $3,200 $3,200 $3,200
Third Party Liability (for Registered Guide Dogs only) $1 million $1 million $1 million
Consultations – including Home Visits (yearly) $300 $300 $300
Emergency Boarding when you’re in hospital for more than four days (yearly)
Tick paralysis (yearly) $2,000 $2,000 $1,500
Illness Waiting Period 30 days 30 days 30 days
Cruciate Ligament Waiting Period 6 months (may be waived on application) 6 months (may be waived on application) 6 months (may be waived on application)
Lifetime Cover3
Visit any licensed Vet in Australia
Cover for Unvaccinated Pets4
Multi-pet Discount 10% 10% 10%
Payment Frequency Options Fortnightly, monthly or annually Fortnightly, monthly or annually Fortnightly, monthly or annually
Get a quote Get a quote Get a quote

What’s covered

What’s covered in all plans Exclusions Routine Care Optional Extra
Accidental injury Pre-existing conditions your pet showed clinical signs of before you took out the insurance or were first identified within a waiting period under the policy Add this optional extra to your Premium Care plan to receive the following cover:
Illness Dental illness Heartworm test or blood screen – $15 a year
After-hours emergency visits Dental procedures FeLV/FIV test or urinalysis – $15 a year
Cruciate Ligament Conditions (6 month waiting period – may be waived on application) Behavioural problems Plus, a $50 annual benefit for any one of these routine treatments:
Consultations (including home visits) Elective procedures Desexing and microchipping
Annual tick paralysis benefit Food and diets Heartworm preventative medication
Lab and diagnostic tests Grooming Teeth cleaning
Hospitalisation Pregnancy Dental illness treatment
Radiology Breeding related conditions Vaccinations or health checks
Medicine and drugs Pet accessories Council registration fees
Overseas pet travel Prescription diets
Emergency boarding Alternative therapies for pets
Essential euthanasia Dew claw removal
Third Party Liability (for Registered Guide Dogs only) Cremation or burial
Behavioural therapy
Obedience training
Flea, tick or worm control

Your pet’s cover makes a difference in someone’s life.

Buy online now, and along with protecting your pet, you’ll help change the lives of Australians with sight loss or low vision. This is because you’ll be supporting Guide Dogs Australia; helping promising pups grow into hero Guide Dogs.

Frequently Asked Questions

Accidental Injury means physical harm or injury arising from an Accident, such as a broken bone, snake bites, or lacerations caused in a dog fight.

Like most insurance policies, some conditions are excluded. Guide Dogs Pet Insurance does not cover behavioural problems, elective procedures, food and diets, grooming, pregnancy and any pre-existing conditions your pet showed clinical signs of before you took out the insurance, or during the Waiting Period. Third Party Liability is only available for Registered Guide Dogs.

Want to know more? Find answers to commonly asked questions.

It’s quick and easy to apply

Get a quote and get covered online or over the phone

Your pet can be protected from midnight tonight

Get back up to 85% of eligible vet bills2


  1. Limits and sub-limits apply.
  2. Pre-existing conditions excluded.
  3. Subject to renewal of your policy with us each year with no break in cover.
  4. Exclusions apply for a number of vaccine preventable diseases